If you’ve made a CTP claim you’ve probably been told you don’t need a solicitor. In fact, solicitors can’t charge for their time to help you complete your initial application for personal injury benefits, and if they do help you, it can only be as a free service.
However, getting a solicitor to help you with your CTP claim can dramatically increase the benefits you receive. And what you’re probably not being told is that there are many situations where you can get your solicitor’s fees paid by the insurer.
Although the application process may appear straightforward, many applicants have benefits denied by the insurer or face disputes over the injuries they’ve sustained or the severity of their injuries. If this happens to you, your wages and other benefits could be cut off at any time during this period.
Although a solicitor can’t be paid to assist you with completing your application, it’s a good idea to have it checked by a solicitor prior to lodging with SIRA or the insurer. You can use this link to get a free claim check by a specialist CTP solicitor.
If you’re disputing the insurer’s decision over your benefits, it’s important to understand there are two types of disputes – paid disputes and unpaid disputes.
If you’re unsure what category your dispute falls into, you can call 1800 888 529. to find out. It’s a free service.
For some disputes you’ll need a medical report to provide supporting evidence – for example, if you’re disputing the definition of your injury as “minor”.
If you’re applying for a lump sum, there’s a schedule of fixed fees a solicitor can be paid to assist you for claims up to $75,000.
Under a costs agreement, solicitors will generally either charge by the hour, or for set fees according to each service they provide. They can’t charge a percentage of your claim amount, however they can “cap” their fees at a percentage of the amount they successfully claim over and above $75,000.
If you disagree with the insurer, you should contact a solicitor before you lodge your dispute.
If you’re claiming lump sum benefits, you should contact a solicitor before you lodge your claim.
No Win, No Fee.
Many personal injury lawyers will work on a no win no fee basis, so their fees will come out of your settlement – you shouldn’t have to pay anything up front.
Solicitors can’t charge to help you apply, so we’ve introduced a free claim check. Just register your details and you’ll get a free claim review with a lawyer to determine what benefits you’re entitled to, and you’ll get support throughout your claim. Then if a paid dispute arises or if you’re entitled to a lump sum, a dedicated solicitor will be assigned to your case, to make sure you get your full entitlements. Click free claim check to get started now.
If you’re being paid personal injury benefits, don’t assume you’re getting your full entitlements – take some time to check. 75%* of injured motorists are at risk are being under-paid.
If you’re in a dispute with an insurer call 1800 888 529 for free legal advice.
If you believe you’re being under-paid or you might be entitled to a lump sum, click ‘free claim check’ in the menu above.