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Get your free claim check.

Fill out the form below to request a free claim check, and find out if you're entitled to additional benefits or a lump sum. Fill out the form below to request a free claim check, and find out if you're entitled to additional benefits or a lump sum or call 1800 888 529.

My income support stops after 24 months. Now what?

You may be entitled to ongoing support through a lump sum claim.

The 24-month cut-off.

To understand why your income support payments stop at 24 months, it’s important to understand that there are two different compensation claims you can make under the CTP scheme:

  1. Statutory benefits: weekly payments to cover your lost income if you’ve had time off work, and your treatment and care expenses
  2. Common law damages: a lump sum payment for a lump sum for pain and suffering and economic loss.

Weekly payments are paid for a maximum of 24 months, however your injuries might still be preventing you from returning to work full time, and you may need ongoing support beyond 24 months. If that’s the case, then you’ll need to lodge a common law damages claim for a lump sum.

Am I entitled to a lump sum, and when will I get it?

If you’ve been receiving weekly benefits for more than six months, then that means your injuries have been assessed as non-minor, and you weren’t the driver mostly at fault in your accident. So you’re entitled to claim a lump sum. But it won’t be paid to you automatically at the end of the 24-month period – you’ll need to lodge a separate claim for common law damages.

Time limits apply for lodging your claim, and the amount you can claim depends on the extent of your injuries, measured on the “WPI” (whole person impairment) scale.  For more information about this, please refer to our article on What you need to know before you lodge a lump sum claim.

Getting help.

Under the new CTP scheme, solicitors can’t charge to help you lodge your statutory benefits claim. However, a solicitor can assist you with lodging your common law damages claim, and the legal costs are generally deducted from your settlement so there’s no cost to you.

It’s highly recommended that you use a solicitor to help you lodge your claim. Lump sum claims can be substantial, but the amount you receive will based on the supporting evidence you provide with your application, so it’s very important that nothing is missed.

For more information on getting help with your dispute you can call our free CTP claim advice line.

 

Lump sum claims can be substantial, but the amount you receive will based on the supporting evidence you provide with your application, so it’s very important that nothing is missed.

What do I do next?

  • If your benefits are stopping at 24 months and you still need financial support, you’ll need to lodge a damages claim for a lump sum.

  • Time limits apply, so don’t delay.

  • For more information about this, please refer to our article on what you need to know before you lodge a lump sum claim.

Need help?

To get your free claim check, simply click ‘start now’ below.
The CTP Claim Advice team will review your claim and tell you if you’re entitled to additional benefits or a lump sum. It could be worth tens of thousands of dollars. Plus they’ll check in with you from time to time throughout your claim to make sure everything’s on track. It’s a free service.

Register

You’ll get a free one-on-one claim review with a specialist CTP lawyer.

Consultation

They’ll determine whether you’re entitled to additional benefits.

Support

We’ll show you how to claim additional benefits, and support you throughout your claim.
Start now

Once you’ve filled out the online form, one of the team from CTP Claim Advice will call you to check on the status of your claim, and arrange your free one-on-one claim review with a specialist CTP lawyer.

 

If you need legal representation, we’ll offer you an experienced CTP lawyer who will have the full history of your claim and be able to immediately act on your behalf. For many claims there will be no cost to you whatsoever- we’ll fund your claim, and recover our costs from the insurer.

 

If we find that you’re eligible for a lump sum over $75,000, we’ll offer to fund your claim and work for you on a no win no fee basis, and only get paid after you receive your lump sum. So you’ll never be out of pocket.

 

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