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Get your free claim check.

Fill out the form below to request a free claim check, and find out if you're entitled to additional benefits or a lump sum. Fill out the form below to request a free claim check, and find out if you're entitled to additional benefits or a lump sum or call 1800 888 529.

Step by step guide to lodging a lump sum claim.

Follow these tips to give your claim the best chance of success.

If you haven’t already done so, we recommend you start by reading our article on what you need to know before you lodge a lump sum claim.

If you’re ready to start your application for a lump sum, this article will guide you through the process.

Step 1 – Check your eligibility.

As long as your injuries have been assessed as non-minor, and you weren’t mostly at fault in the accident, you can make a lump sum claim for past and future loss of wages.

If your Whole Person Impairment (WPI) has been assessed as being over 10%, then you’re entitled to claim lump sums for both income loss and pain and suffering.

SIRA has approved a limited list of doctors who can do a WPI assessment. However, it’s well known within the industry that some doctors are more likely to provide a lower WPI assessment than others, favouring the insurer. An experienced specialist CTP solicitor can help you make sure your WPI assessment is done fairly so that you don’t miss out on compensation you’re entitled to.

Step 2 – When to claim.

If your injuries are non- minor but less than 10% WPI, then you can only lodge a lump sum claim 20 months after the date of the accident.  This is because SIRA wants to ensure that your injuries have stabilised (as much as possible) so that a true assessment of the injuries and the impact they’ll have on your life can be made.

If your injuries are above 10% then you can claim your lump sum at any time.

Because of these time frames, many people will never make a lump sum claim as they will have returned to work in some capacity and be earning an income, so they may not feel that it’s worth pursuing. But these amounts can be substantial, so don’t be that person!

Step 3 – How to lodge your claim.

Click Here to download the application form to submit your own common law damages claim for a lump sum.

You’ll see that the claim form doesn’t specify whether you’re claiming for income loss or pain and suffering – it’s simply one form, that’s assessed by the insurer to determine whether you’re entitled to income loss only, or to a pain and suffering lump sum as well.

If your WPI has been assessed as being over 10%, and you’re entitled to both income loss and pain and suffering, it’s especially important to get advice from a specialist CTP solicitor before you lodge your claim, otherwise you could miss out on a substantial sum that you should be entitled to.

Step 4 – Getting help.

Common law damages claims are complex, but the lump sum amounts can be substantial. If you’ve had your common law damages claim rejected, don’t assume that’s the end of the matter – talk to a specialist CTP lawyer and find out what your options are. Better still, you can call our free advice line before you lodge your claim, and one of our specialist lawyers will assist you. It’s a free service.

 

Lump sum compensation payments can be substantial, so it’s important to understand your entitlements and make sure you don’t miss out.

What do I do next?

Need help?

To get your free claim check, simply click ‘start now’ below.
The CTP Claim Advice team will review your claim and tell you if you’re entitled to additional benefits or a lump sum. It could be worth tens of thousands of dollars. Plus they’ll check in with you from time to time throughout your claim to make sure everything’s on track. It’s a free service.

Register

You’ll get a free one-on-one claim review with a specialist CTP lawyer.

Consultation

They’ll determine whether you’re entitled to additional benefits.

Support

We’ll show you how to claim additional benefits, and support you throughout your claim.
Start now

Once you’ve filled out the online form, one of the team from CTP Claim Advice will call you to check on the status of your claim, and arrange your free one-on-one claim review with a specialist CTP lawyer.

 

If you need legal representation, we’ll offer you an experienced CTP lawyer who will have the full history of your claim and be able to immediately act on your behalf. For many claims there will be no cost to you whatsoever- we’ll fund your claim, and recover our costs from the insurer.

 

If we find that you’re eligible for a lump sum over $75,000, we’ll offer to fund your claim and work for you on a no win no fee basis, and only get paid after you receive your lump sum. So you’ll never be out of pocket.

 

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